Banking Without Borders
Banking Without Borders is a podcast about modern money — from digital banks and cashback cards to savings, credit cards, FX, global accounts, and the financial products reshaping how people manage money in the UK and beyond.
We focus less on hype and more on what actually matters: who a product is for, how it makes money, where the trade-offs are, and whether it’s genuinely worth using.
If you want clear thinking, real-world context, and fewer buzzwords and less BS when it comes to banking, cards, and personal finance, this is the podcast.
Banking Without Borders
Best & Worst Premium Bank Accounts for Insurance in the UK (2026)
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In this episode of Banking Without Borders, I break down the UK’s most popular premium packaged bank accounts and ask one simple question: which ones are actually worth paying for in 2026?
I compare travel insurance, breakdown cover, and mobile or gadget insurance across leading accounts from Nationwide, Virgin Money, Santander, Monzo, Revolut, Lloyds Bank, The Co-operative Bank, and Chase UK — focusing on the fine print most people never read.
In this episode, we cover:
- Which premium bank accounts offer the strongest travel and medical insurance
- How breakdown cover really differs between providers (home start, national recovery, Europe)
- Where mobile vs full gadget insurance makes a real difference for families
- Which accounts are best for over-70s, tech-heavy households, or frequent travellers
- Which premium account offers the best overall value
- And which one takes home the wooden spoon for weakest insurance cover
If you’re paying a monthly fee for your bank account — or considering switching — this episode will help you avoid expensive mistakes and choose the right account for how you actually live and travel.
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https://link.bankingwithoutborders.co.uk/discord
Check out our website DepositScout.com for the latest savings rates.
Connect with us (via LinkedIn)
Jan: https://www.linkedin.com/in/jan-watermann/
Jonny: http://www.linkedin.com/in/jonny-pease
Got a question or topic you want us to cover? Drop us a message at jonny@technicallymoney.com
