Banking Without Borders
Banking Without Borders is a podcast about modern money — from digital banks and cashback cards to savings, credit cards, FX, global accounts, and the financial products reshaping how people manage money in the UK and beyond.
We focus less on hype and more on what actually matters: who a product is for, how it makes money, where the trade-offs are, and whether it’s genuinely worth using.
If you want clear thinking, real-world context, and fewer buzzwords and less BS when it comes to banking, cards, and personal finance, this is the podcast.
Banking Without Borders
Latest Episodes
Can Monzo Compete With Revolut In Europe?
Monzo just launched in Europe, and the way they've done it is smarter than most people have noticed. One Irish banking licence. All 27 EU member states. Spain next. This is a bigger deal than it looks.In this episode:M...
Is HSBC Premier the Best Bank Account in the UK?
In this episode of Banking Without Borders, Jonny and Jan break down HSBC Premier — the free bank account that requires £100,000 to get through the door. We cover the strict eligibility criteria, an honest audit of the bundled Aviva...
Revolut Just Raised Prices Across Europe — Is It Still Worth Paying For?
Revolut has increased subscription prices across several European markets — including Germany, France and the Netherlands — while adding a wave of new perks to Premium, Metal and Ultra.But are these benefits actually useful… or ar...
How to Fly Business Class Without Paying Business Class Prices
In this episode of Banking Without Borders, Jan breaks down how to actually fly business class without spending business class money. Why flexibility is the single biggest lever you have — and what that really means bey...
5% Easy-Access Is Back! UK Savings Rates Update - May 2026
In this episode of Banking Without Borders, we cover the May 2026 savings rate update — breaking down where UK savers can earn the highest interest right now, what the Bank of England's latest decision means for rates, and which accounts...