Banking Without Borders
Banking Without Borders is a podcast about modern money — from digital banks and cashback cards to savings, credit cards, FX, global accounts, and the financial products reshaping how people manage money in the UK and beyond.
We focus less on hype and more on what actually matters: who a product is for, how it makes money, where the trade-offs are, and whether it’s genuinely worth using.
If you want clear thinking, real-world context, and fewer buzzwords and less BS when it comes to banking, cards, and personal finance, this is the podcast.
Banking Without Borders
Latest Episodes
The Best & Worst Travel Cards For Summer 2026
Summer 2026 is officially here, and so are the hidden fees waiting to ambush your holiday budget! In this episode of Banking Without Borders, we pull back the curtain on international spending to ensure your next vacation is as fee-fre...
Best UK Savings Rates — July 2026 | 8% Regular Saver, 4.90% Fixed & More
In this episode we cover the best UK savings rates for July 2026 — including a new headline regular saver rate from Santander, fixed bonds pushing to 4.90%, and the latest switch bonuses with some deadlines coming up fast. We also cover the Hal...
Amex Platinum vs Revolut Ultra: If You Had To Pick One, Which Would You Choose?
In this episode of Banking Without Borders, Jonny and Jan go head-to-head on two of the most talked-about premium cards in the UK — Amex Platinum and Revolut Ultra. One's a credit card, the other's a debit subscription, and yet they keep...
Monzo vs Revolut vs Starling vs Chase UK – Which Digital Bank Wins?
We pit the four biggest UK digital banks head-to-head to crown a winner. Spoiler alert: there's no single answer—it depends what matters to you.From cashback and travel rewards to customer service and credit cards, we break down exactly ...
Is This The Best FREE Bank Account in Europe? (3% Interest & 1% 'Cashback')
In this episode, we make the case for Trade Republic being the best bank account in Europe — then try our hardest to poke holes in it.What we cover:Why it's not Revolut or Wise — and why we keep recommending Trade Repu...