Banking Without Borders
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We focus less on hype and more on what actually matters: who a product is for, how it makes money, where the trade-offs are, and whether it’s genuinely worth using.
If you want clear thinking, real-world context, and fewer buzzwords and less BS when it comes to banking, cards, and personal finance, this is the podcast.
Banking Without Borders
The Best Travel Cards for 2026 (And Why We Didn’t Pick Revolut or Wise)
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If you’re travelling abroad in 2026, using the wrong card could quietly cost you hundreds in hidden FX fees.
In this episode of Banking Without Borders, Jonny and Jan break down what actually makes a good travel card — and why some of the most talked-about options don’t make the cut anymore.
We compare real exchange rates, withdrawal limits, and fees across the UK’s best debit and credit cards, using live rate calculators and real-world spending examples.
What we cover:
- The four non-negotiables of a great travel card
- Why many UK debit cards still charge 3% abroad
- Mastercard vs Visa vs “own” exchange rates
- The best UK debit cards for fee-free travel spending
- When travel credit cards make more sense than debit cards
- How dynamic currency conversion quietly rips people off
- Why Revolut and Wise aren’t the cheapest options anymore (based on the numbers)
This episode is for anyone travelling, living abroad, or just tired of paying unnecessary fees every time they leave the UK.
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Check out our website DepositScout.com for the latest savings rates.
Connect with us (via LinkedIn)
Jan: https://www.linkedin.com/in/jan-watermann/
Jonny: http://www.linkedin.com/in/jonny-pease
Got a question or topic you want us to cover? Drop us a message at jonny@technicallymoney.com
00:00:00:01 - 00:00:03:03
Unknown
Okay. So welcome back to another episode of Banking Without Borders.
00:00:03:03 - 00:00:20:06
Unknown
So if you're traveling abroad this year, one of the easiest ways you can save money is just to make sure you're using the right card. And this really hit home for me over Christmas when I was chatting to my in-laws who are heading to Asia. They're going for like a month, and they were fully planning to use their every day debit card from the Bank of Scotland,
00:00:20:06 - 00:00:24:01
Unknown
which charges 3% on every international transaction.
00:00:24:01 - 00:00:26:23
Unknown
So hotels, mills, taxes, everything
00:00:26:23 - 00:00:29:17
Unknown
that is hundreds of pounds gone for no reason.
00:00:29:17 - 00:00:33:16
Unknown
And it's completely avoidable with some of the cards that we're going to talk about today.
00:00:33:16 - 00:00:38:12
Unknown
Now, you might notice that there are two big names we haven't included in this episode.
00:00:38:12 - 00:00:43:16
Unknown
And that's Revolut and Wise. That's not an accident. And we'll explain exactly why later.
00:00:43:20 - 00:00:48:18
Unknown
But it's based purely on the numbers, the exchange rates and the fees. But
00:00:48:22 - 00:00:55:09
Unknown
before we get into specific cards, Yan, why don't we just begin with what actually makes a good travel card
00:00:55:09 - 00:00:58:23
Unknown
and what are the non-negotiables that it has to get right?
00:00:59:01 - 00:01:02:16
Unknown
Johnny, when choosing a good travel card, I would look out for four things.
00:01:02:18 - 00:01:07:11
Unknown
The most important thing is that the card doesn't charge any of its fees. When you spend abroad.
00:01:07:11 - 00:01:09:16
Unknown
Second most important thing is that it uses,
00:01:09:18 - 00:01:14:22
Unknown
an exchange rate that's close to the mid-market exchange rate. Preferably visa or Mastercard's exchange rate.
00:01:15:00 - 00:01:19:01
Unknown
third thing is that, it has ideally generous withdrawal limits.
00:01:19:01 - 00:01:25:07
Unknown
And is very clear about these limits as well. So there are no surprising fees when you, you decide to take a larger sum of money out abroad.
00:01:25:07 - 00:01:32:12
Unknown
And then, yeah, no surprising markups or unclear rules that people, you know, could forget about.
00:01:32:14 - 00:01:43:18
Unknown
As an example, Revolut two and exchange fee. Not ideal. And I always, always forget about it. And then I end up paying 1%. When I, when I use my card,
00:01:43:20 - 00:01:47:18
Unknown
there are plenty of options that, you have fulfilled as criteria.
00:01:47:18 - 00:01:56:20
Unknown
Plenty of good options. And that's, that's a great thing for the for the British consumer. And I think that hasn't been the case, for, for a long time. Right. If you think a few years back,
00:01:56:20 - 00:01:59:09
Unknown
mid-market rates, no fixed fees.
00:01:59:09 - 00:02:00:13
Unknown
That wasn't the standard at all.
00:02:00:15 - 00:02:01:07
Unknown
Not at all.
00:02:01:07 - 00:02:11:00
Unknown
Now we're starting to see some changes and that's fantastic. And as a result, you know, we've got a massive list of some great banks or debit cards or credit cards to share with you today.
00:02:11:03 - 00:02:14:14
Unknown
they all have their own little quirks and differences, which I think is really important to note.
00:02:14:14 - 00:02:17:05
Unknown
We're going to begin with first direct
00:02:17:05 - 00:02:21:02
Unknown
This is a great travel option because it obviously has no effects fees on card spending.
00:02:21:08 - 00:02:29:13
Unknown
They use Mastercard's exchange rates, which we'll talk about in more detail shortly. But those are more or less the mid-market rates. It's about as good as you're going to get when
00:02:29:13 - 00:02:33:09
Unknown
changing currencies. So typically British pound say the euro to the US dollar.
00:02:33:11 - 00:02:41:04
Unknown
going to get an excellent rate when you tap that Mastercard. Pretty much the mid-market rates of the rate that banks get when they trade currencies.
00:02:41:04 - 00:02:47:07
Unknown
What I really like about Firstdirect as well is that they're offering 500 pounds of cash withdrawals per day.
00:02:47:07 - 00:02:57:19
Unknown
It's fee free. It's a fair usage limit, 500 pounds. It's pretty incredible. So it's very clean, very simple. Great set up. And if you already bank with Firstdirect, you're well covered.
00:02:57:21 - 00:03:01:05
Unknown
Chase UK yen. Another fantastic option, right?
00:03:01:05 - 00:03:06:19
Unknown
Yeah, absolutely. Jonny. Again, no fixed fees on spending abroad uses Mastercard's exchange rate.
00:03:06:19 - 00:03:09:20
Unknown
And also, yeah, no fees for ATM withdrawals abroad.
00:03:09:20 - 00:03:18:21
Unknown
Similar to Firstdirect. And, also very generous limit of 500 pounds per day, although that's something to keep in mind. That's capped at 1,500 pounds per month.
00:03:18:23 - 00:03:25:18
Unknown
you have to, take out a lot of money while abroad, more than 1,500 pounds per month. That might not be the best card for you.
00:03:25:22 - 00:03:34:15
Unknown
Although something to keep in mind. Chase, Chase UK also offers a great, great bank account with several. Yeah, several other features that are compelling.
00:03:34:15 - 00:03:45:02
Unknown
As an example, the easy access, rate of 4.5%. That's pretty good. And then also the fact that you get cashback on certain
00:03:45:04 - 00:03:46:20
Unknown
Yeah. It's only when you're in the
00:03:46:20 - 00:03:48:16
Unknown
UK we should mention that that's good yarn.
00:03:48:16 - 00:04:01:09
Unknown
generally Chase is also a fantastic bank account. And if you're looking for just like the convenience of doing it all together, it's having a great bank account. You don't want a separate travel card. Then Chase UK is a great option to have it just as an all in one account.
00:04:01:09 - 00:04:15:01
Unknown
Starling Bank. Another fantastic option for best travel card. Honestly, great because it's a great app, super intuitive, really easy to use, has lots of little sort of quirky products and features for someone who's wanting to have a more digital experience
00:04:15:01 - 00:04:18:14
Unknown
But ultimately, from a travel perspective, they're using Mastercard's effects rates.
00:04:18:17 - 00:04:36:17
Unknown
No fixed fees on transactions, no, mark up on the exchange rate. You can withdraw up to 300 pounds per day, so less than firstdirect. But probably enough for most people. Again, predictable, simple, clean Starling banks and another great option for travel.
00:04:36:17 - 00:04:41:08
Unknown
And they probably have one of the best apps, in this in this list. Right.
00:04:41:11 - 00:04:41:19
Unknown
yes
00:04:41:19 - 00:04:54:09
Unknown
I mean, look, Monzo for me is a clear standout, but we're not going to be talking about Monzo today from a travel perspective. So yes, Starling is fantastic. I think Chase UK do have a good app as well, but I've also come across on numerous times, like problems where it's been buggy.
00:04:54:09 - 00:05:04:08
Unknown
I've not been able to see my balance before, which can scare the absolute shit out of you when you go in and it's like 0 pounds. I've had that with Chase UK on a couple of occasions.
00:05:04:10 - 00:05:07:03
Unknown
should not have them. That's crazy.
00:05:07:05 - 00:05:08:22
Unknown
Oh it's terrifying. It's terrifying yet.
00:05:09:00 - 00:05:11:19
Unknown
yeah, it is, right. Starling have a fantastic, fantastic app.
00:05:11:20 - 00:05:13:16
Unknown
same can be said about crew.
00:05:13:17 - 00:05:21:05
Unknown
They do have, in my experience, a pretty clean and well functioning app. They are one of the more recent digital banks to launch, although
00:05:21:05 - 00:05:27:09
Unknown
at this point they've been around for a few years now, but they do have a pretty compelling travel option. They don't charge at fixed fees,
00:05:27:09 - 00:05:34:17
Unknown
they use visa exchange rates, which is slightly different to the other providers that we're talking about today, but those are more or less on par with the mid-market rate as well.
00:05:34:17 - 00:05:41:17
Unknown
There's no fee on oversea cash withdrawals. You get 300 pounds per day or up to six ATM withdrawals. Again, another solid option.
00:05:41:17 - 00:05:48:09
Unknown
They have a more ethical stance, right? Yen. They like to plant a tree for every current account that gets opened.
00:05:48:09 - 00:05:48:15
Unknown
Yeah.
00:05:48:17 - 00:05:50:18
Unknown
Yeah. Crew's an interesting proposition. Again,
00:05:50:18 - 00:05:55:02
Unknown
I think if you're looking for a real simple, clean bank that has a very good app, I think
00:05:55:04 - 00:05:55:23
Unknown
it's a good option.
00:05:55:23 - 00:05:57:00
Unknown
Absolutely agree with that.
00:05:57:00 - 00:06:01:04
Unknown
You know what else is another good option? Virgin money, the M plus debit card,
00:06:01:04 - 00:06:04:21
Unknown
No fixed fees and card spending. Again, Mastercard's exchange rate.
00:06:04:21 - 00:06:09:04
Unknown
And also no fees for withdrawals. While abroad. And quite generous cash limit.
00:06:09:06 - 00:06:22:19
Unknown
It's depends on whether you use a virtual card or a physical card. And it's between 300 and 500 pounds per day. And that's. Yeah, it's pretty good. I think they're going to be merging with, what was it, NatWest or nationwide?
00:06:22:21 - 00:06:23:06
Unknown
Pretty soon
00:06:23:06 - 00:06:24:09
Unknown
Yeah. Nationwide this year.
00:06:24:09 - 00:06:25:02
Unknown
nationwide.
00:06:25:02 - 00:06:30:04
Unknown
Yeah. It's a funny old time, isn't it? Like we have listed so many cards, John.
00:06:30:06 - 00:06:44:20
Unknown
There are so many good options. It's more now to do with the fact that you, you know, if you're watching this and you're thinking about going abroad and you want to make sure you're covered and you're not going to get charged fixed fees or hidden fees, you just need to check your bank first and just check what options they're offering you.
00:06:44:21 - 00:06:52:05
Unknown
You know, like John said at the beginning, what makes a good travel card? Make sure they're just not charging you a fixed fee on international transactions. And what exchange rates are they using?
00:06:52:05 - 00:06:59:08
Unknown
Probably the Mastercard rate or the visa rate, but are they then charging a fixed fee on top? Just check that first before you look at some of these options we've shared.
00:06:59:08 - 00:07:03:19
Unknown
Because it's possible. It's possible that your bank is offering a travel option that's just as good.
00:07:03:19 - 00:07:07:23
Unknown
before we get into the best credit cards, we just talk about a couple of, important
00:07:07:23 - 00:07:16:22
Unknown
tips to follow when traveling internationally, just to make sure that you don't fall victim to hidden fees or you don't get ripped off, or you can just save a little extra money
00:07:16:22 - 00:07:22:02
Unknown
because one of the worst things that I've encountered abroad is dynamic currency conversion.
00:07:22:02 - 00:07:35:18
Unknown
Now, this is something that can happen during point of sale. So when you transact using your card on a on a machine, when you tap to pay. And this can also happen when you withdraw money from a cash machine. If you're trying to get hold of cash
00:07:35:20 - 00:07:42:20
Unknown
you might be prompted when you do this internationally to pay either in the local currency or in your currency.
00:07:42:20 - 00:08:14:03
Unknown
Now, this is the trick because when you see your currency as one of the options, it can be quite compelling because you'll be shown exchange rates and you'll see GBP. And that might feel more familiar. So it might compel you to want to click that option. But you shouldn't, because what will happen is by clicking that option, the provider of the POS terminal will get the opposite, or the or the ATM will get the opportunity to use their exchange rate, which in most cases, from my experience, is not going to be as good as the one that your card or Mastercard or visa are going to offer you.
00:08:14:03 - 00:08:21:01
Unknown
I really want you to try to remember always paying the local currency, so you get the exchange rate that your card is offering you, which
00:08:21:01 - 00:08:27:06
Unknown
as long as it's one of the cards that we're talking about today or one of these good travel cards will be really good and will be fine.
00:08:27:10 - 00:08:29:18
Unknown
about getting cash? Because we've obviously talked about,
00:08:29:18 - 00:08:35:13
Unknown
cash withdrawal limits, right. Yeah. And some of these cards are a super, super attractive for that. But there is the
00:08:35:16 - 00:08:39:22
Unknown
possibility that ATMs abroad might charge you a fixed fee.
00:08:40:00 - 00:08:55:13
Unknown
can be. It can be through ATMs. Really depends on which country you're traveling to. So what I recommend is, when when you know your destination, do a little bit of research in advance, find out which ATMs, might not charge any fee, or where the fee is relatively low.
00:08:55:13 - 00:09:00:13
Unknown
And in some cases, you'll find that, ATM fees are fixed across different banks.
00:09:00:15 - 00:09:08:22
Unknown
That's the case in Panama, for example. Or in Thailand where there's a standard fee that applies to every ATM. So be aware of that.
00:09:08:22 - 00:09:12:20
Unknown
yeah, in case it's a high fee in the country you're traveling to. There are other ways to get cash.
00:09:12:20 - 00:09:16:11
Unknown
As an example, you could use remedy, Western Union,
00:09:16:11 - 00:09:26:05
Unknown
that allow remittances, to be picked up in cash in a in a local bank branch. And then just go ahead and send yourself money and pick that up. I've done that before.
00:09:26:05 - 00:09:27:07
Unknown
in some cases,
00:09:27:11 - 00:09:28:03
Unknown
Yeah.
00:09:28:05 - 00:09:42:04
Unknown
remedy, for example. They do waive their base fee for the first, first time you send yourself money, and then they also offer, a favorable exchange rate, which can be better than a mid-market rate. So when I, when I did that, back in Thailand, I think it was,
00:09:42:04 - 00:09:43:21
Unknown
earlier in 2025.
00:09:43:23 - 00:09:48:10
Unknown
I actually made money collecting cash, and it was quite interesting. Quite a good hack.
00:09:48:12 - 00:09:50:10
Unknown
That's the route. Yeah, that's really good advice.
00:09:50:10 - 00:09:53:04
Unknown
So, should we talk about travel credit cards? No,
00:09:53:06 - 00:09:53:17
Unknown
Yeah.
00:09:53:19 - 00:09:54:16
Unknown
do have a place here.
00:09:54:16 - 00:10:08:06
Unknown
Yeah, absolutely. I mean, especially if you're, you know, hiring a car or if you're putting down a deposit in a hotel, you know, if you're from the UK, you're going to get section 75 protection. And that applies to international spending on anywhere between, I believe, 130,000 pounds.
00:10:08:06 - 00:10:12:21
Unknown
Yeah, and I'll let you take the first credit card buddy for a number of reasons.
00:10:12:23 - 00:10:21:12
Unknown
it's an absolute banger. What a card, to be honest. A no brainer essentially, in my opinion. The Lloyds Ultra credit card?
00:10:21:12 - 00:10:25:02
Unknown
No. Of course. Fees on overseas spending. Visa. Visa's exchange rate.
00:10:25:02 - 00:10:31:00
Unknown
there's also no annual fee. And now the, the interesting part, you get 1% of cashback in the first year.
00:10:31:02 - 00:10:34:20
Unknown
And I think it's .25 percent for 40 years after that.
00:10:34:21 - 00:10:39:08
Unknown
I mean, that's a that's. Yeah. That's fantastic. That's market leading 1% cashback internationally.
00:10:39:11 - 00:10:55:17
Unknown
going to potentially pay for a hotel or your accommodation on arrival, that's the card to use to get rewarded for that spending. If you're say, you know, myself, my wife and my daughter traveling to Portugal in September, John would probably got to spend roughly three and a half to 4,000 pounds
00:10:55:19 - 00:10:56:21
Unknown
on the hotel when we arrived
00:10:56:21 - 00:11:00:09
Unknown
kind of hotel are you saying to? It's staying in Johnny.
00:11:00:11 - 00:11:06:07
Unknown
I'm going to be thinking about what card I'm using for that transaction. And I want to be rewarded for that transaction. So,
00:11:06:10 - 00:11:10:12
Unknown
mean, I'm not gonna use Amex because they're charging 2.99% for an international transaction.
00:11:10:16 - 00:11:15:02
Unknown
I'm not going to use my Barclaycard Avios card because that's also, I believe 2.9 or 3%.
00:11:15:02 - 00:11:19:16
Unknown
I'm probably going to use the Lloyds Ultra card and get 1% cashback
00:11:19:16 - 00:11:33:11
Unknown
So my point being is, you know, the Lloyds Ultra card is a great card obviously, but it's also important just to to always consider these purchases that you're making and making sure that you're being rewarded for them, particularly if they're larger transactions, like paying for a hotel.
00:11:33:13 - 00:11:40:16
Unknown
And in case you're unable to get the Lloyds Ultra card, we have a couple of other options here. The Barclaycard Rewards Credit card,
00:11:40:16 - 00:11:43:07
Unknown
and also the Halifax Clarity credit card.
00:11:43:07 - 00:11:56:19
Unknown
you might be thinking, where is wise and where is Revolut? For many years, those two providers have sat at the top of, the best options for consumers when spending internationally.
00:11:56:19 - 00:12:10:15
Unknown
I appreciate people listening to this outside of the UK might not have access, or might not live in a market as competitive as ask for travel costs. They might have access to really good options and wise, and Revolut may still be some of the best. But when it comes to the UK,
00:12:10:15 - 00:12:15:11
Unknown
as I'm going to show you shortly, comparatively to Mastercard, at least they're just not.
00:12:15:13 - 00:12:20:20
Unknown
They're just not the best anymore for transacting in an international, currency.
00:12:20:20 - 00:12:28:05
Unknown
Look, I know Wise and Revolut are talked about as having the best exchange rates and again but that can be true when compared to banks globally.
00:12:28:05 - 00:12:34:02
Unknown
But when you look at these no effects, the Mastercard that we've talked about today, they don't actually come out the cheapest.
00:12:34:04 - 00:12:42:11
Unknown
Revolut use their own exchange rate. Right Jan. But it's not the mid-market rate they used to. They used to have the interbank rate they call it. But now it's the revolut
00:12:42:11 - 00:12:42:20
Unknown
rate.
00:12:42:22 - 00:12:43:16
Unknown
Revolut trade.
00:12:43:20 - 00:12:48:03
Unknown
And you also have the plan allowances that come with it. Yannis mentioned that the weekend allowances,
00:12:48:03 - 00:12:56:11
Unknown
so you, you probably will pay a margin with Revolut on the exchange rate they offer you.
00:12:56:14 - 00:13:00:05
Unknown
you can often see a little tooltip when you use that currency converter.
00:13:00:05 - 00:13:06:19
Unknown
Yeah. And and it'll say like whether it's say 0.25, 0.4 1% more than like the ECB rate,
00:13:06:19 - 00:13:13:13
Unknown
And why they quite transparent. They use the mid-market rate plus a variable fee.
00:13:13:13 - 00:13:17:10
Unknown
clearly with both providers there's a bit more to keep track of, isn't there, buddy?
00:13:17:16 - 00:13:22:17
Unknown
Whereas like Mastercard is a good old fashioned, simple, no effects fee, no markup.
00:13:22:17 - 00:13:27:22
Unknown
And as our numbers are about to show, they typically work out cheaper
00:13:27:22 - 00:13:28:20
Unknown
than Revolut and wise.
00:13:28:22 - 00:13:38:14
Unknown
so we converted 1,000 pounds from GBP into each of these currencies using the public rate calculators of Mastercard, Revolut and Wise.
00:13:38:17 - 00:13:46:13
Unknown
And I'm not going to go through each one. I'll put them on the screen so you can see for yourself if you're watching this on YouTube. But if you were, say, converting 1,000 pounds to
00:13:46:13 - 00:13:47:21
Unknown
US dollar, for example,
00:13:47:23 - 00:13:54:04
Unknown
Mastercard, you're going to get 1,352 pounds and, dollar, sorry, and $0.10. With Revolut and Wise, it's less.
00:13:54:09 - 00:14:00:20
Unknown
And that's the same for EU are JPY, EU, DMX and the Turkish lira.
00:14:00:20 - 00:14:27:11
Unknown
The Indonesian rupee. I believe the Vietnamese dong, the Filipino peso, the Kenyan shilling, these currencies we tested, we found that typically Revolut and Wise 0.3 to 0.9% worse, at least for like USD you are and the Japanese yen. And but when you get into the more exotic emerging emerging market currencies, it's 1 to 1.6% worse.
00:14:27:13 - 00:14:30:02
Unknown
across all of these currencies, yen.
00:14:30:03 - 00:14:36:22
Unknown
Mastercard were better. And that shocks me, mate, because, you know, just a few years ago it was the other way round.
00:14:37:01 - 00:14:38:12
Unknown
Revolut and wise were like
00:14:38:12 - 00:14:45:02
Unknown
changing the landscape, were offering fantastic rates internationally and making these banks catch up
00:14:45:02 - 00:14:49:05
Unknown
And if change to market join. They've changed the market. They've changed the banking landscape. And we can be
00:14:49:08 - 00:14:49:20
Unknown
Yeah.
00:14:49:22 - 00:14:59:09
Unknown
of that. Right. But now what we see is, as you, as you call it, inside ification. Where literally, you know, they've, they've achieved their goal. You know, and they are
00:14:59:11 - 00:15:07:19
Unknown
most competitive option anymore. Similar to, to Uber, you know, launching a launching when they, when they first launched, it was super competitive, way cheaper than taxis.
00:15:07:19 - 00:15:10:02
Unknown
But now in many cases
00:15:10:04 - 00:15:14:16
Unknown
people still go ahead and they use Uber because they think it's the cheapest option because they used to be.
00:15:14:18 - 00:15:33:03
Unknown
Look, I know they have all both of them have quite compelling propositions like on a broad scale like Revolut has loads of different products and features like some fantastic options. You can get so much value out of the paid plans in terms of the subscription benefits that they're offering wise from a multi-currency perspective, like the access to local accounts.
00:15:33:04 - 00:15:37:17
Unknown
So good. I have a wise account, I have a business account with wise it's fantastic,
00:15:37:17 - 00:15:52:09
Unknown
but just solely from using that card to transact in a foreign currency when you're traveling or when you're on holiday and, you know, trying to get the best amount for your the best bang for your buck, so to speak. Why is Revolut just they don't.
00:15:52:09 - 00:15:53:06
Unknown
It's a fact.
00:15:53:06 - 00:16:00:01
Unknown
Mastercard are offering better exchange rates. If you are using a Mastercard that isn't charging a fixed fee
00:16:00:01 - 00:16:05:12
Unknown
if you're using the Barclaycard half your card and you're getting charged 3% for every transaction or 2.99, whatever it is
00:16:05:12 - 00:16:10:13
Unknown
that will make Mastercard, that will make that card worse than Revolut and wise it will.
00:16:10:15 - 00:16:15:22
Unknown
But for Starling Firstdirect Chase, these providers that aren't charging a fixed fee, they're just using that Mastercard rate.
00:16:16:00 - 00:16:17:14
Unknown
It's better than Revolut it wise.
00:16:17:16 - 00:16:35:19
Unknown
Maybe. On a final note. These are not all the banks that offer a mid-market exchange rate and fee free withdrawals while abroad. We know that others. So, if you if you happen to use one that, is similarly competitive, or even better, potentially, please, just write it into the comments. I'd be curious. And Johnny probably as well.
00:16:35:21 - 00:16:38:01
Unknown
Which other options you guys are using?
00:16:38:05 - 00:16:41:14
Unknown
As always, thanks for watching or listening and we'll see you in the next episode.
00:16:41:14 - 00:16:42:08
Unknown
Thanks, everyone.